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Spain non-lucrative visa income: 400% of IPREM

Updated

Spain does not publish a euro figure for this visa. It publishes a multiple of an index, and the index is set by the annual budget, which is why the number you find online is often a year or two out.

What the consulates actually say

The Spanish consular network describes the non-lucrative visa as a visa to reside in Spain without carrying out any gainful activity, provided the applicant has sufficient and guaranteed means to live on. On the financial test it says the minimum required amount is equivalent to 400% of Spain's Public Multiple Effects Income Indicator (IPREM), and that 100% of the IPREM must be added for each family member in the applicant's care (exteriores.gob.es).

The consular pages stop there. They do not print the IPREM value, which is what everybody actually wants, and that is the gap where wrong numbers breed.

What IPREM is worth

IPREM, the Indicador Público de Renta de Efectos Múltiples, is a reference index used across Spanish benefits and thresholds. Spain's public employment service publishes the current amounts: EUR 600.00 a month and EUR 7,200.00 a year, attributed to Ley 31/2022, the State Budget Act for 2023 (SEPE, annual amounts). IPREM is normally reset by each budget act, so when a new budget passes, this visa's threshold moves with it.

Spain non-lucrative visa, means test at IPREM of EUR 600 a month
HouseholdIPREM multiplePer monthPer year
Single applicant400%EUR 2,400EUR 28,800
Couple500%EUR 3,000EUR 36,000
Couple with one child600%EUR 3,600EUR 43,200
Couple with two children700%EUR 4,200EUR 50,400

Do not confuse IPREM with the minimum wage

Spain's minimum wage (salario mínimo interprofesional) for 2026 is EUR 1,221 a month, with a minimum annual comparison figure of EUR 17,094 across 14 payments (Real Decreto 126/2026, published in the BOE). It is a different index, it is roughly double IPREM, and the non-lucrative visa does not use it. Pages that quote a threshold built on the minimum wage are describing a different requirement.

What else the visa asks for

The same consular page requires an original and copy of a certificate showing public or private health insurance contracted with an insurance entity authorised to operate in Spain, with the policy covering all the risks insured by Spain's public health system. Documents proving means must cover the expenses of residing in Spain for the initial year, or show a regular source of income.

Requirements are set consulate by consulate within a common framework, so check the page of the consulate covering your address, not a generic one. The figures above were read on 15 August 2026 and we correct them in place when the index moves.

Questions, answered directly

How much money do you need for a Spanish non-lucrative visa?

400% of IPREM for the main applicant plus 100% of IPREM for each dependent family member. With IPREM at EUR 600 a month, that is EUR 2,400 a month or EUR 28,800 a year for one person, and EUR 3,000 a month or EUR 36,000 a year for a couple.

Can I work on a Spanish non-lucrative visa?

No. The consular description is a visa to reside in Spain without carrying out any gainful work or professional activity, which is why the means test exists at all.

Start with the number, not the brochure

Official thresholds, in the currency that publishes them.

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